Protocol Agreement

The Code.

Effective Date: February 4, 2026

Protocol Summary (TL;DR)

  • Vylos is a tool for self-optimization, not a licenced financial or medical advisor.
  • You retain full ownership of your data defined in the Capital and Health protocols.
  • We prioritize encryption and security ("Razorpay-class") but require responsible usage.

1. The Vylos Service

Vylos Inc. ("we," "our," or "us") provides a digital operating system for tracking personal finance ("Money") and health metrics ("Health"). By creating an account, you agree to these terms bindingly.

2. Disclaimer of Warranties

Not Professional Advice

The content on Vylos is for informational purposes only. We are NOT a bank, investment firm, or medical provider. Decisions made based on Vylos analytics are your sole responsibility. Always consult a qualified professional before making major financial or health decisions.

3. User Conduct

You agree to use Vylos only for lawful purposes. You shall not:

  • Upload malicious code or attempt to breach our encryption protocols.
  • Use automated scrapers or bots to access the Platform.
  • Input false or misleading data that could compromise community analytics.

4. Subscriptions & Free Trials

Vylos offers paid subscription plans (Operator, Sovereign) which start with a 7-Day Free Trial.

  • Free Trial: You will not be charged during the 7-day trial period. An automated mandate is verified at checkout (₹0 charge).
  • Billing: The first payment is automatically deducted only after the trial ends.
  • Cancellation: Cancel anytime via Settings. If cancelled during the trial, you will not be charged.

5. Governing Law

These Terms shall be governed by the laws of India, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Karnataka, India.